For most employers, health insurance is the most important benefit they can offer to their employees. It serves as a great recruitment and retention tool, and while it can sometimes make business owners and HR managers want to pull their hair out, they also realize that their workers appreciate and may even expect it. Still, finding budget-friendly options your employees actually want can be a challenge. So can keeping up with all the plan changes and compliance requirements created by the Affordable Care Act. And explaining everything in a way your employees will actually understand may be the most difficult task of all. Fortunately, we can help with all of that.
EXPERIENCED AGENTS, EXCELLENT SERVICE
It all starts with our experienced team members. JME’s licensed agents will educate you on the most current industry trends, present your options in a simplified format, make recommendations based on the needs of your company and your employees, and assist you through the application process. And the hands-on service doesn’t end once your policy is active. JME will continue to provide support during the year and at renewal for you and your employees.
LEADING INSURANCE CARRIERS
When shopping for coverage and designing your plan, we have a great selection of insurance companies to choose from, including Blue Cross Blue Shield of Texas, UnitedHealthcare, Aetna, Humana, Baylor-Scott and White, and some local carriers. As an independent insurance agency, we can give impartial advice and tailor a plan to meet your needs.
HEALTH REFORM UPDATES
When the Affordable Care Act was signed into law back in 2010, everything changed. And it’s still changing… At JME, we study the law, determine how it will impact our clients, and develop strategies to minimize any negative impact. We’ll keep you up-to-date on the health reform legislation and tell you what you need to know as the ACA continues to evolve.
Health insurance may be the most important employee benefit, but it’s certainly not the only one. That’s why we offer a full range of ancillary products that can be provided on an employer-paid or voluntary basis, including dental insurance, life and disability insurance, and tax-advantaged accounts like HSAs, FSAs, and HRAs. These can help round out your benefits package and increase employee loyalty.
You offer health insurance and other benefits to attract and retain quality employees, so it’s important that your workers actually like the plans you offer. Of course, that’ll only happen if they understand their options. For that reason, benefits communication is one of our top priorities. We offer a number of tools to help keep your employees up-to-date and make you look like a hero, including a comprehensive employee packet that we update every year at renewal time.